With over 30 years of experience, dedication and expertise within the landscape industry, LCIS remains the only policyholder owned insurance program that not only reinvests profits to provide value added services, but also shares in our operational success by offering an annual rebate to our members.

As our valued Member, we urge you to review the services available to you and contact your account executive or account manager if you have any additional questions. After you read this extensive list of invaluable services and resources, we're sure you'll feel confident that you have made the right decision to join LCIS/Golden Oak. If you're not a Member, please contact us to find out why our world-class program of exceptional services will help your company grow and prosper. Review the Membership Application Form here.

Benefits you can use every day.

LCIS saves you money and makes you more secure

Enjoy competitive rates & green industry focused insurance programs and services, developed by landscapers for landscapers. Learn more

MB2015_RebateIconGet a valuable rebate check every year

Members each average $2,450 in their annual rebate, but our minimum rebate is $100. LCIS has paid rebates to its customers every year since 1990 – to the tune of over $40 million! Learn more

MB2015_PuzzleIconOwn a piece of us and get a bonus down the road

Get LCIS insurance and you qualify for an equity share in Golden Oak Cooperative Corporation
. Learn more

MB2015_TracktorIconWe invest in your long-term success

We know you, so we can finance your new or used mowers, tractors, trenchers and vehicles. Learn more

MB2015_FamilyIconAffordable security for you and your family

Secure coverage for all your personal needs: health and dental care, auto and home, motorcycle and RV insurance, and more. Learn more

Invaluable legal and HR consultation services at no cost

Green industry-specific advice from leading attorneys, safety experts and workers’ compensation claims specialists, all free to Members. Learn more

We know your certificate can be vital to your progress

Quick, easy issuance of Certificates within 24 hours, so nothing stands in your way of moving on with the job. Online Certificate request is also available. Learn more

MB2015_SupportManIconWe’re there when you need us most

Our in-house Claims Consultant is there for you, at any time. We’ll even help you settle a complex claim. Learn more

MB2015_TheHavestGroupIconWe help you build a better business to make more money

Use the business tools, strategies and support from international green industry business consultancy, The Harvest Group – at a discount. Learn more

MB2015_OSHAIconEnjoy peace of mind by remaining OSHA compliant

Reduce your operational costs and avoid OSHA penalties with your free OSHA Survey and Compliance report. Learn more

MB2015_OSHADocIconPlan to prevent injury and illness

Get a complimentary review of your current OSHA’s Injury & Illness Prevention Plan, to ensure your documentation is compliant. Learn more

Lower your Workers’ Comp premium with a safer work environment

Request an XMOD review and cost analysis report. It can reduce the number of claims by 37% and impact your costs by 48% per claim. Learn more

MB2015_EmployeeIconEnsure your employee handbook protects you and your company

Make sure your current employee handbook is compliant – and we update it annually free of charge. Learn more

MB2015_ENewsletterIconValuable information to secure and grow your business

Receive eNewsletters full of informative content to help secure and grow your business, from health care to liability insurance. Learn more

LCIS Gold Services

Safety services and OSHA compliance including OSHA representation

Enjoy peace of mind with OSHA experienced personnel permanently on your team, delivering customized documentation current with OSHA regulations; providing safety training with hundreds of topics and bilingual lesson materials; on-site comprehensive inspections performed by experienced, qualified safety inspectors; OSHA citation defense services, and; 24/7 emergency consultation.Learn more


Cut Workers’ Comp costs with 24/7/365 access to a Registered Nurse

The Medcor 24/7 Injury Triage service will help you and your employees in the event of a workplace injury – potentially saving you thousands of dollars in premium by way of an improved loss ratios and a lower experience modification rating. Medcor’s staff of 24/7 on-call nurses will help triage injuries, streamline providing appropriate care, and gather information to help you with the Workers’ Compensation claims process. Learn more


Organize your business for profitability and growth

Get the most out of your learning time by accessing the sophisticated courses and marketing tools available in the Harvest Group Online Academy. Take a deep dive into business organization; sales and marketing; recruitment, training and motivation; company operations, culture and leadership. Learn more


Outsourced, independent claims management and mitigation

Look at these results: a 21% Reduction in Claim Frequency rate; a 51% Reduction in Cost per Claim, and; a 60% plus Aggregate Reduction in the impact claims have on YOUR premiums. Available to select and qualifying GO/LCIS members. Email sales@lcisinc.com for more info.

Provided FREE to our Gold Members, this poster meets federal, state, & OSHA posting needs for any business. It’s an all-in-one State and Federal Labor Law poster providing everything you need to be legally compliant and avoid fines