Dear Valued Customer, According to an IBM study, the average cost of a data breach is $3.86 million, so it’s no wonder Cyber insurance has become one of the most important types of insurance any business can purchase. But could a data breach happen to your company? If you’re in the business of holding personally…
Over 41,600 incidents and 2,013 confirmed data breaches were investigated by Verizon and its partners in the past year. The numbers paint a dark picture of the growing threat to businesses of all sizes – concern for cybercrime has increased 62 percent in the past year among business decision makers, according to a recent survey.…
Cybersecurity involves preventing, detecting and responding to cyberattacks that can have wide-ranging effects on individuals, organizations, the community and at the national level. Cyberattacks are malicious attempts to access or damage a computer or network system. Cyberattacks can lead to loss of money, theft of personal, financial and medical information that can damage your reputation…
Dear Valued Customer, In this issue of “—————-” we focus on preparing and protecting you from a Cyber Attack. Cyber security involves protecting your infrastructure by preventing, detecting, and responding to cyber incidents. Unlike physical threats that prompt immediate action – like stop, drop, and roll in the event of a fire – cyber threats…
Dear Valued Customer, This issue of the “—————–” is focused on Cyber Security. Hundreds of millions of million data records of U.S. residents have been exposed due to security breaches, and businesses rely on their use of technology and access to the Internet. This reliance increases the potential for data security and privacy breaches. Read…
The scope of identity theft Identity theft continues to pose challenges for consumers as criminals develop new mechanisms to commit fraud. According to the 2019 Identity Fraud Study from Javelin Strategy & Research, the number of consumers who were victims of identity fraud fell to 14.4 million in 2018, down from a record high of 16.7 million…
Dear Valued Customer, Lowering your Experience Modification Rate (X-Mod) is a long process, but a worthwhile one when you take into account the thousands of dollars you could save for your company, not to mention the improvements in workplace safety that will inevitably accompany those savings. The best way to lower your X-Mod is to…
Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to…
Injuries to employees can be devastating for businesses, especially small businesses with fewer employees available to take on new roles when an injured worker is on leave. While workers compensation insurance will help pay medical costs and replace an injured employee’s lost income, your business will have to absorb costs associated with reduced productivity, overtime,…
Losses are just one factor in your overall workers’ compensation costs. The other is premium. Many calculations are involved in setting the premium; it comes down to how much of a risk the carrier thinks it is taking by insuring your company. One of the biggest components of the premium calculation is the experience modification…
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Landscape Contractors Insurance Services, Inc.
A Division of World
1835 N. Fine Ave, Fresno CA 93727
Tel (800) 628-8735 Fax (559) 650-3558
CA LIC # 0755906