IN: Unable To Work Due To On The Job Injuries?

By Insurance News Editor | December 20, 2020 | Comments Off on IN: Unable To Work Due To On The Job Injuries?

Dear Valued Customer, In this issue of “—————–” we explain how Workers’ Comp insurance serves two purposes: It ensures injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits made by workers injured while they…

IN: How Cyber Insurance Protects You Before A Breach

By Insurance News Editor | December 7, 2020 | Comments Off on IN: How Cyber Insurance Protects You Before A Breach

Dear Valued Customer, A data breach can happen because your system has vulnerabilities that exposes you to hackers and thieves. In this issue of “Waimea News” we focus upon how you can defend against this situation and protect your financial exposure. As you might expect, Cyber Insurance helps your company recoup the costs of an…

How Cyber Insurance Protects You Before A Breach

By Insurance News Editor | December 7, 2020 | Comments Off on How Cyber Insurance Protects You Before A Breach

Data hackers can cost businesses big money. Travelers, a leading provider of Cyber Insurance, suggests that it could cost somewhere in the neighborhood of $7 million if they suffer a breach. Since any company that accepts electronic payments is at risk, Cyber Insurance has become one of the most important types of insurance any business…

IN: Email: Avoid Awkward, Even Libelous Situations

By Insurance News Editor | December 7, 2020 | Comments Off on IN: Email: Avoid Awkward, Even Libelous Situations

Dear Valued Customer, The costs incurred through the American civil liability (tort) system are hundreds of billions of dollars a year including direct and out of court settlement costs. As email has become the primary way in which businesses communicate, this issue of “—————” is focused on making sure you and your employees create and…

The CAN-SPAM Act: A Compliance Guide For Business

By Insurance News Editor | December 7, 2020 | Comments Off on The CAN-SPAM Act: A Compliance Guide For Business

Do you use email in your business? The CAN-SPAM Act, a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations. Despite its name, the CAN-SPAM Act doesn’t apply just to bulk email. It covers…

Top 10 Email Etiquette Tips

By Insurance News Editor | December 7, 2020 | Comments Off on Top 10 Email Etiquette Tips

If you’re writing an email or responding to one, either personally or on behalf of your company, whether to an individual or to a larger group, it is vital that you observe certain email etiquette in order that your email is appropriate in every way, and you avoid awkward, even potentially libelous situations. To ensure…

Directors and Officers insurance

By Insurance News Editor | December 7, 2020 | Comments Off on Directors and Officers insurance

While business insurance policies by definition provide coverage for the business itself, individual company officers may still be personally exposed to financial losses resulting from a lawsuit. To protect your company’s leadership, you may want to consider purchasing directors and officers (D&O) liability insurance. What D&O covers Directors and officers is a type of liability…

Protecting against #cyberfail: Small business and cyber insurance

By Insurance News Editor | December 7, 2020 | Comments Off on Protecting against #cyberfail: Small business and cyber insurance

While cyberattacks and data breaches at Fortune 500 companies tend to dominate the headlines, America’s more than 28 million small businesses and their 56 million employees are increasingly vulnerable. Their exposure is much the same as that of larger companies, experts say, but many may overlook or underestimate the threat and may not fully understand…

Cyberattacks can occur in many ways

By Insurance News Editor | December 7, 2020 | Comments Off on Cyberattacks can occur in many ways

Cyberattacks can occur in many ways, including: Accessing your personal computers, mobile phones, gaming systems and other internet and Bluetooth connected devices. Damaging your financial security, including identity theft. Blocking your access or deleting your personal information and accounts. Targeting children and adults. Complicating your employment, business services, transportation and power grid. Protect Yourself Against…

IN: Does insurance cover damage from uprisings?

By Insurance News Editor | December 5, 2020 | Comments Off on IN: Does insurance cover damage from uprisings?

Dear Valued Customer, What happens when a riot or civil commotion breaks out in your town? No one wants to deal with property damage to their home or business due to rioting and unrest. Fortunately, there’s something called riot, vandalism, and civil commotion insurance. Riots and civil commotions can cause disturbances in many different ways,…

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Landscape Contractors Insurance Services, Inc.
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1835 N. Fine Ave, Fresno CA 93727
Tel (800) 628-8735 Fax (559) 650-3558
CA LIC # 0755906