At-Will Employment – Overview

By Insurance News Editor | March 11, 2020 | Comments Off on At-Will Employment – Overview

Please note NCSL cannot provide advice or assistance to private citizens or businesses regarding  employment-related matters.  Please consult your state department of labor or a private attorney. I.  The At-Will Presumption Employment relationships are presumed to be “at-will” in all U.S. states except Montana.  The U.S. is one of a handful of countries where employment…

What Is Employment Practices Liability Insurance (EPLI)?

By Insurance News Editor | March 11, 2020 | Comments Off on What Is Employment Practices Liability Insurance (EPLI)?

EPLI covers businesses against claims by workers that their legal rights as employees of the company have been violated. The number of lawsuits filed by employees against their employers has been rising. While most suits are filed against large corporations, no company is immune to such lawsuits. Recognizing that smaller companies now need this kind…

IN: Eleven Things Your Company Should Know To Reduce Lawsuit Exposure

By Insurance News Editor | March 11, 2020 | Comments Off on IN: Eleven Things Your Company Should Know To Reduce Lawsuit Exposure

Dear Valued Customer, The number of lawsuits filed by employees against their employers has been rising. In this issue of “————————-” we focus on wrongful termination from the employer’s point of view. You must do everything possible to avoid work-related lawsuits, but obtaining Employment Practices Liability Insurance (EPLI) to protect your business from workers who…

IN: What Is Considered Sexual Harassment?

By Insurance News Editor | February 13, 2020 | Comments Off on IN: What Is Considered Sexual Harassment?

Dear Valued Customer, In this issue of “————–” we focus on sexual harassment. What exactly is it and how can you prevent it from happening in your workplace. Sexual harassment is a form of sex discrimination that violates Title VII of the Civil Rights Act of 1964. Title VII applies to employers with 15 or…

IN: Air Bag Safety: Children & Air Bags Don’t Mix

By Insurance News Editor | February 12, 2020 | Comments Off on IN: Air Bag Safety: Children & Air Bags Don’t Mix

Dear Valued Customer, In this issue of “————–” we focus on air bag safety. According to the NHTSA, air bags reduce deaths in frontal crashes among drivers by about 30 percent and among passengers by 27 percent. Air bags, however, can be dangerous to smaller individuals, pregnant women and the elderly. Read on and find…

Video: Car Breakdown Safety

By Insurance News Editor | February 12, 2020 | Comments Off on Video: Car Breakdown Safety

Breaking down on a busy road can be dangerous and every year people are hurt or even killed while repairing their cars or waiting for assistance. Follow these simple guidelines to prevent such roadside risks. View Video. Spokespersons: Lon Anderson, American Automobile Association; Sgt. Greg Vanleer, Virginia State Police. Source: Insurance Information Institute, “Car Breakdown…

Car Breakdown Safety

By Insurance News Editor | February 12, 2020 | Comments Off on Car Breakdown Safety

If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute…

IN: What To Do If Your Car Breaks Down

By Insurance News Editor | February 12, 2020 | Comments Off on IN: What To Do If Your Car Breaks Down

Dear Valued Customer, In this issue of “———————–” we focus on what to do if your car breaks down. According to The Insurance Information Institute, getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender, is probably one of the worst…

Filing An Auto Insurance Claim: Five Steps

By Insurance News Editor | February 12, 2020 | Comments Off on Filing An Auto Insurance Claim: Five Steps

FILING AN AUTO INSURANCE CLAIM An auto accident is a terrible experience, but it’s important to gather all the necessary information in order to be able file your claim. Here are five steps to follow to make the claims process easier and quicker. Filing An Auto Insurance Claim: Podcast Source: Insurance Information Institute, “Filing an…

Reducing Risks to Your Business Vehicles

By Insurance News Editor | February 12, 2020 | Comments Off on Reducing Risks to Your Business Vehicles

MANAGING RISK Whether you own or lease a single business car or an entire fleet of commercial vehicles, you’ll need to purchase commercial auto insurance. Your insurance professional can help you weigh your risks and evaluate coverage options. But even with insurance in place, you’ll want to take steps to prevent accidents and protect your…

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