If you are closing a facility or downsizing operations as a result of COVID-19, the best way to reduce the exposure of property loss during idle business periods and increase the likelihood of a positive transition back to full business operations, is to have a facility plan which encompasses the following best practices:
- Secure all building openings (doors, windows, roof access etc.) to limit access by unauthorized persons.
- Maintain/provide manual security and/or electronic surveillance and monitored burglar alarm systems.
- Maintain interior and exterior lighting.
- Chain, lock and/or supervise all interior and exterior fire sprinkler control valves in the fully open position.
- Visually inspect sprinkler control valves and portable fire extinguishers a minimum of weekly to ensure they are available and ready for operation.
- Ensure all sprinkler and smoke/heat detection alarm systems are operational and monitored either via a constantly on-site or remote location (e.g. security office or central station alarm company).
- Ensure adequate heat is maintained throughout all areas of the premises (40° F) to avoid freeze-up potential of sprinkler, process or domestic waterlines or equipment.
- Close all fire doors and maintain them in good operating condition. If it is necessary to keep fire doors open, verify that they are operational and automatic closing devices are provided).
- Power down all non-essential equipment and disconnect all unnecessary power supplies.
- Remove all outside storage. If not possible, locate a minimum of 50 ft. from all important buildings and exterior equipment.
- Maintain all fire protection equipment, most notably fire sprinkler systems and fire pumps in accordance with appropriate NFPA standards.
- If deemed safe, maintain emergency response team members on-site as much as possible or maintain on-call personnel to be available to assist in emergencies (fire, water leakage, equipment shutdown, etc.).
- Place flammable and combustible liquids in existing flammable liquids storage room or cabinet or remove from building.
- Disconnect and remove compressed gas cylinders from the building.
- Remove combustible materials/residues from machinery.
- Remove all waste materials from the premises.
Source: Liberty Mutual Insurance, “COVID-19: Temporarily closing a facility or downsizing operations” https://viewpoint.libertymutualgroup.com/ website. Accessed March 27, 2020. https://viewpoint.libertymutualgroup.com/article/covid-19-temporarily-closing-a-facility-or-downsizing-operations/
© Copyright 2020. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.
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