IN: Do Independent Contractors Need Liability Insurance?

Dear Valued Customer,

As a 1099 contractor, it’s important to have the right insurance protection. You can get sued just as easily as any other small business owner, and liability claims can be very expensive. If you don’t have coverage, and if a client, customer or unrelated injured party sues you, you’ll have to pay the costs out of pocket. And that can be enough to close your business.

General liability insurance for contractors can help cover claims of property damage or bodily injury that your business causes. Reputational harm as a result of malicious prosecution, slander, libel, advertising injury such as copyright infringement, and more.

If you’re in any way concerned about the insurance protection you have for your business, please read on.

We appreciate your continued business and look forward to serving you.

Kind regards,