IN: Prepare For Winter Storms & Extreme Cold

By Insurance News Editor | December 4, 2020 | Comments Off on IN: Prepare For Winter Storms & Extreme Cold

Dear Valued Customer, In this issue of “——————-” we focus on preparing for winter storms and extreme cold. While the danger from winter weather varies across the country, nearly all Americans, regardless of where they live, are likely to face some type of severe winter weather at some point in their lives. And, whether it’s…

Winter Storm Safety

By Insurance News Editor | December 4, 2020 | Comments Off on Winter Storm Safety

Learn how to stay safe during a blizzard and how to prevent or thaw frozen pipes Each year, hundreds of Americans are injured or killed by exposure to cold, vehicle accidents on wintry roads, and fires caused by the improper use of heaters. Learn what to do to keep your loved ones safe during blizzards…

Preventing & Thawing Frozen Pipes            

By Insurance News Editor | December 4, 2020 | Comments Off on Preventing & Thawing Frozen Pipes            

Learn how to prevent water pipes from freezing, and how to thaw them if they do freeze. Being prepared and informed may help you to avoid the messy and often expensive issue of frozen pipes. The American Red Cross provides information and suggestions around how to prevent water pipes in the home from freezing, and…

Snowstorms & Extreme Cold

By Insurance News Editor | December 4, 2020 | Comments Off on Snowstorms & Extreme Cold

Snowstorms & Extreme Cold Winter storms create a higher risk of car accidents, hypothermia, frostbite, carbon monoxide poisoning, and heart attacks from overexertion. Winter storms including blizzards can bring extreme cold, freezing rain, snow, ice and high winds. A winter storm can: Last a few hours or several days. Cut off heat, power and communication…

Auto Liability Coverage Contains Two Insuring Agreements

By Insurance News Editor | November 30, 2020 | Comments Off on Auto Liability Coverage Contains Two Insuring Agreements

Any business that uses autos needs commercial auto liability insurance. This coverage protects the business against third-party claims that arise out of auto accidents. Claims from vehicle accidents can generate large damages awards against businesses. If a business lacks adequate liability insurance, it may not survive an auto-related lawsuit. A business may be liable for…

Guide to Business Vehicle Insurance

By Insurance News Editor | November 30, 2020 | Comments Off on Guide to Business Vehicle Insurance

What Is Business Vehicle Insurance? As a businessowner, you need some of the same insurance coverages for the cars, trucks, vans or other vehicles you use in your business as you do for vehicles used for personal travel. Your Businessowners Policy (BOP) does not provide any coverage for vehicles, so you must have a separate…

Special Coverage for Jewelry and Other Valuables

By Insurance News Editor | November 27, 2020 | Comments Off on Special Coverage for Jewelry and Other Valuables

Jewelry losses are among the most frequent of all homeowners content-related insurance claims. Taking these four steps will ensure adequate protection for your new ring: 1. Contact your insurance professional immediately. Find out whether you will need additional insurance. Most standard homeowners and renters insurance policies include coverage for personal items such as jewelry; however,…

Holiday Parties & Liquor Liability

By Insurance News Editor | November 27, 2020 | Comments Off on Holiday Parties & Liquor Liability

Did you know that many states hold you or your company liable for accidents and injuries caused by party attendees having too much to drink. Not only that, in many cases, you or your company may have insufficient insurance – or no coverage at all – under your existing liability insurance policies. What to do?…

IN: Preparing For a Safe & Healthy Holiday Season

By Insurance News Editor | November 27, 2020 | Comments Off on IN: Preparing For a Safe & Healthy Holiday Season

Dear Valued Customer, In this issue of “——————” we focus on how to ensure everyone has a safe and healthy holiday season. Sorry to be a party pooper, but did you know you or your company can be held liable for accidents and injuries caused by party attendees having too much to drink? Read on…

Social Host Liability

By Insurance News Editor | November 27, 2020 | Comments Off on Social Host Liability

Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you’re hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you’re planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance. Social…

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