Dear Valued Customer, The importance of cyber insurance policies has never been quite so great. While companies need to keep conducting business and they need their employees to work, due to the weakened security infrastructure of most remote working setups and the increased activity of cyber criminals using the pandemic to their advantage, this crisis…
Business insurance protects you from the unexpected costs of running a business. Accidents, natural disasters, and lawsuits could run you out of business if you’re not protected with the right insurance. The protections you get from choosing a business structure like an LLC or a corporation typically only protect your personal property from lawsuits, and even that…
Many small business owners have a general liability insurance policy to help protect their companies. You may be asking yourself, “What does general liability cover?” This insurance helps protect your business from claims of: Bodily injury Property damage Advertising injury Copyright infringement Reputational harm Liability claims are common and can come up during normal business operations. They…
As a 1099 contractor, it’s important to have the right insurance protection. You can get sued just as easily as any other small business owner, and liability claims can be very expensive. If you don’t have coverage, and a client or customer sues you, you’ll have to pay the costs out of pocket. And that…
Factors Influencing General Liability Insurance Prices Four out of 10 small business owners are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The Hartford’s small business claims.** From customer injuries to reputational harm, a general liability insurance policy can help protect you and your…
Dear Valued Customer, This issue of “Waimea Insurance News” is focused on General Liability Insurance. When it comes to protecting your business from most liability exposures, general liability insurance provides the vital protection you need. While it doesn’t cover automobiles or professional liability, it’s a standard insurance policy issued to business organizations to protect you…
“What is general liability insurance?” This is a question many business owners ask. And they don’t just want to know what it is, they want to know if they need it. The truth is, liability insurance is an essential part of an insurance plan. General liability insurance (GLI) can help cover claims that your business caused bodily…
Many small business owners have no idea what type of commercial insurance they really need. After all, nobody wants to spend money unnecessarily. For most, all that is required is general liability coverage. What is Commercial General Liability Insurance? Your CGL policy protects your business from financial loss in the case of property damage, bodily…
A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing CGL risks. Here are just a few examples of…
Dear Valued Customer, Liability claims are common and can come up during normal business operations. They can get expensive for small businesses and many don’t have the resources to cover a liability claim. That’s why we’re covering them in more depth in this issue of “Waimea Insurance News.” Not only that, there are dangers in…
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Landscape Contractors Insurance Services, Inc.
A Division of World
1835 N. Fine Ave, Fresno CA 93727
Tel (800) 628-8735 Fax (559) 650-3558
CA LIC # 0755906