Additional Insured Endorsements in Construction

By Insurance News Editor | October 12, 2020 | Comments Off on Additional Insured Endorsements in Construction

To get on a job, contractors often have to show proof of insurance and name the individuals hiring them as additional insureds on the contractors’ commercial general liability (CGL) policies. By doing this, the individuals hiring the contractors hope that the additional insured endorsement will defend them in case they get sued for something relating…

IN: How Can I Save Money On My Home Insurance?

By Insurance News Editor | October 8, 2020 | Comments Off on IN: How Can I Save Money On My Home Insurance?

Dear Valued Customer, In this issue of the “———————“ we focus on how you can save money on your home insurance. There are smart ways to save on home and auto insurance; however, there are also mistakes that can result in being dangerously underinsured. Mistakes like: 1. Insuring a home for its real estate value…

Five Insurance Mistakes To Avoid & Still Save Money

By Insurance News Editor | October 8, 2020 | Comments Off on Five Insurance Mistakes To Avoid & Still Save Money

Avoid these pitfalls when buying auto, home, flood and renters insurance. Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverages altogether is like diet without exercise—focused only on numbers, not on results. Don’t risk ending…

How Much Homeowners Insurance Do I Need?

By Insurance News Editor | October 8, 2020 | Comments Off on How Much Homeowners Insurance Do I Need?

If disaster strikes, you’ll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you’re unable to live in your home and to protect your financial assets in the event of liability to others. Use these guidelines to help determine the coverage and amounts you…

Home Buyers Insurance Guide

By Insurance News Editor | October 8, 2020 | Comments Off on Home Buyers Insurance Guide

14 Things to consider before you sign on the dotted line Shopping for your dream house? There are many considerations when looking at real estate, like property taxes, school district, the appeal of the neighborhood—and, of course, the bottom line. Don’t overlook the financial implications of homeowners insurance as part of your overall investment. Use…

Five Insurance Mistakes To Avoid… And Still Save Money

By Insurance News Editor | October 5, 2020 | Comments Off on Five Insurance Mistakes To Avoid… And Still Save Money

Avoid these pitfalls when buying auto, home, flood and renters insurance. Saving money feels good. And shopping around when you’re looking for insurance coverage is a great way to do it. However, simply reducing your coverage or dropping important coverages altogether is like diet without exercise—focused only on numbers, not on results. Don’t risk ending…

IN: Insuring Your Home: Many Things To Consider

By Insurance News Editor | October 5, 2020 | Comments Off on IN: Insuring Your Home: Many Things To Consider

Dear Valued Customer, In this issue of “———————-” we focus on Homeowner’s Insurance. How much homeowners insurance do you need? What things do you need to consider when you’re buying homeowner’s insurance? What types of disasters does your insurance cover? Would you be covered in the event of an earthquake, a flood, or other natural…

Renters Insurance

By Insurance News Editor | October 5, 2020 | Comments Off on Renters Insurance

If you rent a house or apartment and think that your landlord is financially responsible when there is a fire, theft or other catastrophe—think again. Your landlord may have insurance to protect the building you are living in. But your landlord’s policy won’t replace your personal possessions or pay for your living expenses while the…

Peer-to-peer home rental

By Insurance News Editor | October 5, 2020 | Comments Off on Peer-to-peer home rental

Understand the implications of renting your home to strangers. Before you consider renting out your home, your guest room—or even your couch—first contact your insurance professional so you fully understand the financial risks and can take the proper precautions. Here’s some general information to jumpstart your insurance conversation. If you are considering renting out your…

IN: Why Do I Need Insurance If I Rent My Home?

By Insurance News Editor | October 5, 2020 | Comments Off on IN: Why Do I Need Insurance If I Rent My Home?

Dear Valued Customer, In this issue of “———————“ we focus on Renters Insurance. Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. Not only that, because renters insurance covers only the value of your belongings, not the physical building, the premium is relatively inexpensive.…

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