Falls In Construction

By Insurance News Editor | September 1, 2020 | Comments Off on Falls In Construction

More than 800 construction workers die every year while on the job. Falls are the number one cause of fatalities in construction. Falls cause one of every three construction worker deaths. These falls happen in a split second while workers are on roofs, scaffolds, ladders, bridges, and other work surfaces. But these deaths can be…

What Is Covered By Standard Homeowners Insurance?

By Insurance News Editor | August 20, 2020 | Comments Off on What Is Covered By Standard Homeowners Insurance?

Understanding the four essential protections provided by your homeowners policy Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses Coverage for the structure…

How Much Homeowners Insurance Do I Need?

By Insurance News Editor | August 18, 2020 | Comments Off on How Much Homeowners Insurance Do I Need?

Use these guidelines to protect your home and your assets with adequate insurance coverage If disaster strikes, you’ll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you’re unable to live in your home and to protect your financial assets in the event of…

Does My Homeowners Insurance Cover That?

By Insurance News Editor | August 18, 2020 | Comments Off on Does My Homeowners Insurance Cover That?

Many of our clients don’t understand what their Homeowners Insurance covers and what it does not. So, to help you get a better understanding of your coverage, we have taken some of the top questions on Google and answered them here for you: Does my homeowners insurance cover hurricane damage? Most homeowners insurance policies cover…

IN: Does My Homeowner’s Insurance Cover That?

By Insurance News Editor | August 18, 2020 | Comments Off on IN: Does My Homeowner’s Insurance Cover That?

Dear Valued Customer, This issue of “Waimea Insurance News” is focused on making sure you understand what is, and what is not covered by your homeowners insurance policy. To make reading this issue as productive as possible, we researched to find the top questions people search on Google, and answer them below. The article entitled…

IN: OSHA: Most Frequently Violated Cited Standards

By Insurance News Editor | August 5, 2020 | Comments Off on IN: OSHA: Most Frequently Violated Cited Standards

Dear Valued Customer, In this issue of the “——————“ we present OSHA’s most frequently violated cited standards and its recordkeeping and reporting requirements. OSHA is responsible for the health and safety of 130 million workers, employed at more than 8 million worksites around the nation. OSHA provides safety information and tools which can make your…

Top 10 Most Frequently Cited Standards

By Insurance News Editor | August 5, 2020 | Comments Off on Top 10 Most Frequently Cited Standards

For Fiscal Year 2018 (Oct. 1, 2017, to Sept. 30, 2018) The following is a list of the top 10 most frequently cited standards following inspections of worksites by federal OSHA. OSHA publishes this list to alert employers about these commonly cited standards so they can take steps to find and fix recognized hazards addressed…

OSHA Injury and Illness Recordkeeping and Reporting Requirements

By Insurance News Editor | August 5, 2020 | Comments Off on OSHA Injury and Illness Recordkeeping and Reporting Requirements

OSHA published a Final Rule to amend its recordkeeping regulation to remove the requirement to electronically submit to OSHA information from the OSHA Form 300 (Log of Work-Related Injuries and Illnesses) and OSHA Form 301 (Injury and Illness Incident Report) for establishments with 250 or more employees that are required to routinely keep injury and illness…

About OSHA: Commonly Used Statistics

By Insurance News Editor | August 5, 2020 | Comments Off on About OSHA: Commonly Used Statistics

Federal OSHA coverage Federal OSHA is a small agency; with our state partners we have approximately 2,100 inspectors responsible for the health and safety of 130 million workers, employed at more than 8 million worksites around the nation — which translates to about one compliance officer for every 59,000 workers. Federal OSHA has 10 regional…

How to Stay Safe when a Wildfire Threatens

By Insurance News Editor | August 5, 2020 | Comments Off on How to Stay Safe when a Wildfire Threatens

Prepare NOW Sign up for your community’s warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio also provide emergency alerts. Know your community’s evacuation plans and find several ways to leave the area. Drive the evacuation routes and find shelter locations. Have a plan for pets and livestock.…

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