Dear Valued Customer, In this issue of “———————-” we focus on carjacking/theft prevention. According to the U.S. Department of Justice Bureau of Statistics, almost 40,000 carjackings occur annually in the United States but some think those numbers are conservative. Read on to understand how you are covered, learn the top five ways to avoid car…
BUSINESS INSURANCE IN DEPTH Standard property insurance covers physical damage and losses—furniture destroyed in a fire, a storm-damaged office building or stolen equipment. This coverage can help you pay the costs of rebuilding or replacing damaged property. But what about losses resulting from your business’s inability to operate because of property damage? For this type…
Airbags are one of the most important safety innovations of recent decades. Airbags provide crucial cushioning for people during a crash. They’re normally hidden but inflate instantly when a crash begins. Front airbags have been required in all new passenger vehicles since the 1999 model year. Side airbags aren’t specifically mandated, but nearly all manufacturers…
An air bag can save your life. However, air bags and young children are a dangerous combination. The following information will help keep you and your children safe: The safest place for all infants and children younger than 13 years to ride is in the back seat. Never put an infant in the front seat…
The IRS considers unemployment compensation to be taxable income—which you must report on your federal tax return. State unemployment divisions issue an IRS Form 1099-G to each individual who receives unemployment benefits during the year. If you received unemployment benefits this year, you can expect to receive a Form 1099-G “Certain Government Payments” that lists the total…
Losing your job is one of the worst experiences you can have. Fortunately, most employees who lose their jobs are entitled to unemployment benefits. One thing that comes as a surprise to many newly unemployed people is that these benefits are generally taxable. That’s right, you have to pay income tax on your unemployment. It…
Dear Valued Customer, In this issue of “——————————–” we focus on falls in construction. Did you know that more than 800 construction workers die every year while on the job. In fact, falls are the number one cause of fatalities in construction. Falls cause one of every three construction worker deaths. These falls happen in…
Dear Valued Customer, In this issue of “—————-” we focus on whether you really need car rental insurance. We’ve all had to consider these questions when renting a car: Should you pay for rent-a-car insurance? Are you already covered by your existing car insurance policy? If you use a specific credit card do you receive…
There are a number of ways employers can protect workers from falls, including through the use of conventional means such as guardrail systems, safety net systems and personal fall protection systems, the adoption of safe work practices, and the provision of appropriate training. The use of warning lines, designated areas, control zones and similar systems…
RENTAL CAR INSURANCE TIPS Rental car insurance can be confusing and frustrating. Learn what you need to do before you ever step foot in a rental car office. Click to view video: Source: Insurance Information Institute, “Rental Car Insurance: Podcast” http://www.iii.org website. Accessed November 2019 © Copyright 2019. All rights reserved. This content is strictly…
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Landscape Contractors Insurance Services, Inc.
A Division of World
1835 N. Fine Ave, Fresno CA 93727
Tel (800) 628-8735 Fax (559) 650-3558
CA LIC # 0755906