Am I Covered If I Use My Card?

By Insurance News Editor | February 11, 2020 | Comments Off on Am I Covered If I Use My Card?

It may be confusing, but you need to understand the “ins and outs” of car rental insurance, because sooner or later, you’ll need to rent a car and be faced with some confusing information. This is the scene: the rental agent will ask you if you want to purchase insurance coverage. Then he’ll offer you…

Construction Hazards Prevention Videos

By Insurance News Editor | February 11, 2020 | Comments Off on Construction Hazards Prevention Videos

Every year in the U.S. more than 800 construction workers die and nearly 137,000 are seriously injured while on the job. Construction workers engage in many activities that may expose them to serious hazards, such as falling from rooftops, unguarded machinery, being struck by heavy construction equipment, electrocutions, silica dust, and asbestos. The videos below…

Do I Need Rental Car Insurance?

By Insurance News Editor | February 11, 2020 | Comments Off on Do I Need Rental Car Insurance?

Protect yourself while renting—without wasting money There are more options for renting a car than ever before—bricks-and-mortar, peer-to-peer and membership-based car sharing services. While this means more choice for renters, it also creates more questions about insurance coverage. Use these tips to properly insure yourself when renting a car, and avoid wasting money on duplicative…

Identity Theft and Cybercrime

By Insurance News Editor | February 11, 2020 | Comments Off on Identity Theft and Cybercrime

The scope of identity theft Identity theft continues to pose challenges for consumers as criminals develop new mechanisms to commit fraud. According to the 2019 Identity Fraud Study from Javelin Strategy & Research, the number of consumers who were victims of identity fraud fell to 14.4 million in 2018, down from a record high of 16.7 million…

IN: Protection Against Contingent Business Interruption & Supply Chain Disruption

By Insurance News Editor | February 11, 2020 | Comments Off on IN: Protection Against Contingent Business Interruption & Supply Chain Disruption

Dear Valued Customer, In today’s global marketplace, more and more businesses rely on overseas suppliers. In this issue of the “———————-“ we focus on the steps you can take to limit the impact of supply chain disruption. Read on to understand how to protect your business and how to cover losses with Business Interruption Insurance.…

What is an Injury & Illness Prevention Program?

By Insurance News Editor | February 11, 2020 | Comments Off on What is an Injury & Illness Prevention Program?

Your Injury and Illness Prevention Program must be a written plan that includes procedures and is put into practice. These elements are required: Management commitment/assignment of responsibilities; Safety communications system with employees; System for assuring employee compliance with safe work practices; Scheduled inspections/evaluation system; Accident investigation; Procedures for correcting unsafe/ unhealthy conditions; Safety and health…

Why Have a Workplace Injury and Illness Prevention Program?

By Insurance News Editor | February 11, 2020 | Comments Off on Why Have a Workplace Injury and Illness Prevention Program?

Why Have a Workplace Injury and Illness Prevention Program? Taking risks is a part of running a business, particularly for small business owners. You take risks in product development, marketing, and advertising in order to stay competitive. Some risks are just not worth the gamble. One of these is risking the safety and health of…

Cal/OSHA Injury & Illness Prevention Program

By Insurance News Editor | February 11, 2020 | Comments Off on Cal/OSHA Injury & Illness Prevention Program

  If you would like to reduce the costs and risks associated with workplace injuries and illnesses, you need to address safety and health right along with production. Setting up an Injury and Illness Prevention Program helps you do this. In developing the program, you identify what has to be done to promote the safety…

IN: Cal/OSHA Injury & Illness Prevention Program

By Insurance News Editor | February 11, 2020 | Comments Off on IN: Cal/OSHA Injury & Illness Prevention Program

Dear Valued Customer, In California every employer has a legal obligation to provide and maintain a safe and healthful workplace for employees, according to the California Occupational Safety and Health Act of 1973. As of 1991, a written, effective Injury and Illness Prevention (IIP), Program is required for every California employer. We’re focused on this…

Unemployment Insurance – Who Pays for It?

By Insurance News Editor | February 11, 2020 | Comments Off on Unemployment Insurance – Who Pays for It?

When an employee finds themselves out of work, then under certain circumstances, they can collect unemployment benefits. The state disburses these funds to the individual on behalf of their previous employer. So who pays for this unemployment insurance? Do you need to purchase an unemployment insurance policy? As a small business owner, what do you…

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Landscape Contractors Insurance Services, Inc.
A Division of World
1835 N. Fine Ave, Fresno CA 93727
Tel (800) 628-8735 Fax (559) 650-3558
CA LIC # 0755906