Posts by Insurance News Editor
Directors and Officers insurance
While business insurance policies by definition provide coverage for the business itself, individual company officers may still be personally exposed to financial losses resulting from a lawsuit. To protect your company’s leadership, you may want to consider purchasing directors and officers (D&O) liability insurance. What D&O covers Directors and officers is a type of liability…
Read MoreProtecting against #cyberfail: Small business and cyber insurance
While cyberattacks and data breaches at Fortune 500 companies tend to dominate the headlines, America’s more than 28 million small businesses and their 56 million employees are increasingly vulnerable. Their exposure is much the same as that of larger companies, experts say, but many may overlook or underestimate the threat and may not fully understand…
Read MoreCyberattacks can occur in many ways
Cyberattacks can occur in many ways, including: Accessing your personal computers, mobile phones, gaming systems and other internet and Bluetooth connected devices. Damaging your financial security, including identity theft. Blocking your access or deleting your personal information and accounts. Targeting children and adults. Complicating your employment, business services, transportation and power grid. Protect Yourself Against…
Read MoreIN: Does insurance cover damage from uprisings?
Dear Valued Customer, What happens when a riot or civil commotion breaks out in your town? No one wants to deal with property damage to their home or business due to rioting and unrest. Fortunately, there’s something called riot, vandalism, and civil commotion insurance. Riots and civil commotions can cause disturbances in many different ways,…
Read MoreIN: How To Create A Home Inventory
Dear Valued Customer, In the event you lose your possessions it’s unlikely that you would be able to recall each item you’ve accumulated over the years. So, we have dedicated this issue of “—————-” to taking a home inventory. Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses…
Read MoreHow To Create A Home Inventory
In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one. Start your…
Read MoreIN: Does My Credit Rating Affect My Insurance?
Dear Valued Customer, In this issue of “————” we focus on how your credit rating affects your insurance rate. Auto and homeowners insurance companies are among the businesses that are using credit scores to help decide if you’d be a good risk for insurance. A higher credit score suggests you are likely less of a…
Read MoreHow Do I Get & Keep A Good Credit Score?
There is no secret formula to building a strong credit score, but there are some guidelines that can help. Pay your loans on time, every time. One way to make sure your payments are on time is to set up automatic payments, or set up electronic reminders. If you’ve missed payments, get current and stay current.…
Read MoreCredit Reports & Scores
Credit Reports Credit reports list your bill payment history, loans, current debt, and other financial information. They show where you work and live and whether you’ve been sued, arrested, or filed for bankruptcy. Credit reports help lenders decide if they’ll give you credit or approve a loan. The reports also help determine what interest rate they will…
Read MoreTaking Home Inventory
You never know when a disaster may strike—but you can be prepared with a home inventory. Having an up-to-date home inventory will help you: Purchase enough insurance to replace the things you own. Get your insurance claims settled faster. Substantiate losses for your income tax return. GETTING STARTED There are many ways to create a…
Read More