Posts by Insurance News Editor
Top 10 Most Frequently Cited Standards
For Fiscal Year 2018 (Oct. 1, 2017, to Sept. 30, 2018) The following is a list of the top 10 most frequently cited standards following inspections of worksites by federal OSHA. OSHA publishes this list to alert employers about these commonly cited standards so they can take steps to find and fix recognized hazards addressed…
Read MoreOSHA Injury and Illness Recordkeeping and Reporting Requirements
OSHA published a Final Rule to amend its recordkeeping regulation to remove the requirement to electronically submit to OSHA information from the OSHA Form 300 (Log of Work-Related Injuries and Illnesses) and OSHA Form 301 (Injury and Illness Incident Report) for establishments with 250 or more employees that are required to routinely keep injury and illness…
Read MoreAbout OSHA: Commonly Used Statistics
Federal OSHA coverage Federal OSHA is a small agency; with our state partners we have approximately 2,100 inspectors responsible for the health and safety of 130 million workers, employed at more than 8 million worksites around the nation — which translates to about one compliance officer for every 59,000 workers. Federal OSHA has 10 regional…
Read MoreHow to Stay Safe when a Wildfire Threatens
Prepare NOW Sign up for your community’s warning system. The Emergency Alert System (EAS) and National Oceanic and Atmospheric Administration (NOAA) Weather Radio also provide emergency alerts. Know your community’s evacuation plans and find several ways to leave the area. Drive the evacuation routes and find shelter locations. Have a plan for pets and livestock.…
Read MoreMake A Plan
Make a plan today. Your family may not be together if a disaster strikes, so it is important to know which types of disasters could affect your area. Know how you’ll contact one another and reconnect if separated. Establish a family meeting place that’s familiar and easy to find. Step 1: Put a plan together by discussing the questions below with your…
Read MoreWhat to Do When a Wildfire Approaches
First and foremost, make sure you and your family stay safe. Everything else can be replaced. If requested by the authorities, immediately follow all evacuation orders, and know that if anything happens, Chubb will do what’s right for you—whether that’s finding you a place to stay during repairs or finding you a similar home in…
Read MoreWildfires
Wildfires can ruin homes and cause injuries or death to people and animals. A wildfire is an unplanned fire that burns in a natural area such as a forest, grassland, or prairie. Wildfires can: Often be caused by humans or lightning. Cause flooding or disrupt transportation, gas, power, and communications. Happen anywhere, anytime. Risk increases…
Read MoreIN: How To Prepare For Brush Fire Season
Dear Valued Customer, In this issue of “————-” we focus on preparing for Brush Fire Season. Brush fires cause billion dollars in damage and destroy thousands of homes every year. The good news is that there are precautionary measures you can take to keep your family and home safe. Please read on to make sure…
Read MoreIndependent Contractor Defined
People such as doctors, dentists, veterinarians, lawyers, accountants, contractors, subcontractors, public stenographers, or auctioneers who are in an independent trade, business, or profession in which they offer their services to the general public are generally independent contractors. However, whether these people are independent contractors or employees depends on the facts in each case. The general…
Read MoreIndependent Contractor (Self-Employed) Or Employee?
It is critical that business owners correctly determine whether the individuals providing services are employees or independent contractors. Generally, you must withhold income taxes, withhold and pay Social Security and Medicare taxes, and pay unemployment tax on wages paid to an employee. You do not generally have to withhold or pay any taxes on payments…
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