Posts by Insurance News Editor
Questions & Answers About The Minimum Wage
What is the federal minimum wage? Under the Fair Labor Standards Act (FLSA), the federal minimum wage for covered nonexempt employees is $7.25 per hour effective July 24, 2009. Many states also have minimum wage laws. Where an employee is subject to both the state and federal minimum wage laws, the employee is entitled to the higher minimum wage rate.…
Read MoreMust Young Workers Be Paid The Minimum Wage?
Must young workers be paid the minimum wage? The Fair Labor Standards Act (FLSA) requires payment of at least the Federal minimum wage to covered, nonexempt employees. However, a special minimum wage of $4.25 per hour applies to employees under the age of 20 during their first 90 consecutive calendar days of employment with an employer. After 90 days, the…
Read MoreDoes insurance cover damage from uprisings? What you need to know about filing claims
Businesses, homes and cars damaged or vandalized in the uprisings and civil unrest after the death of George Floyd in Minneapolis will be covered by most insurance policies. With few exceptions, auto, business and homeowner insurance policies cover property damage caused by such incidents, industry experts told USA TODAY. “I would expect anyone that has actual,…
Read MoreWhen civil unrest threatens homes, businesses and property
What happens when a riot or civil commotion breaks out in your town? No one wants to deal with property damage to their home or business due to rioting and unrest. Fortunately, there’s something called riot, vandalism, and civil commotion insurance. What Is Riot, Vandalism, and Civil Commotion Insurance? Basically just a unique form of…
Read MoreCivil Disorders and Insurance
Is property damage caused by riot, civil commotion and vandalism covered by standard insurance policies? When violent protests break out, home, business and car owners are often—and rightly—concerned about damage to their property. Property damage caused by riot, civil commotion and vandalism are generally covered under standard auto, business, and homeowners insurance policies. Depending on…
Read MoreEven Good Employers Get Sued: The Cost of Not Having EPLI Insurance
In today’s society many people sue first and ask questions later. Unfortunately, as an employer, there is a good chance that eventually one of your employees will sue your business. Employee lawsuits can be much more than just an inconvenience. They are expensive, distracting for your management team, and can quickly erode productivity and employee…
Read MoreEPLI Insurance and Employee Benefits in the Age of the Coronavirus
In a series of alerts, Michelman & Robinson will address the many issues facing employers once they begin to restart on-site operations as the coronavirus crisis eases and in what is to be the new normal. This installment focuses on the insurance issues employers need to be thinking about as they navigate the pandemic. The current…
Read MoreExperts see over 600 percent spike in malicious emails during coronavirus crisis
Malicious emails that used coronavirus information to target individuals spiked over the past month as the crisis ramped up, according to a report from cyber threat researchers at Barracuda Networks released Thursday. The researchers saw a 667 percent increase in malicious phishing emails that were using the coronavirus. These types of emails try to lure…
Read MoreCyber threats spike during coronavirus pandemic
Cyber threats to both the health care sector and average Americans have surged as hackers look to take advantage of the panic and chaos caused by the coronavirus crisis. Major agencies including the Department of Health and Human Services (HHS) and the World Health Organization (WHO) have been targeted by hackers in unsuccessful but ongoing…
Read MoreFree tools and resources to help you stay safe and connected:
HR 6201: “Families First Coronavirus Response Act” Families First Coronavirus Response Act Notice – Frequently Asked Questions Centers for Disease Control & Prevention Centers for Medicare & Medicaid Services Disaster Loan Assistance World Health Organization National Institutes of Health Food and Drug Administration California Department of Public Health Google COVID-19 Information & Resources
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