Posts by Insurance News Editor
Ransomware Attack: To Give or Not To Give, that is the question.
The definition of ransomware, according to the Cybersecurity & Infrastructure Security Agency, is an ever-evolving form of malware designed to encrypt files on a device, rendering any files and the systems that rely on them unusable. Recent attacks on large businesses, hospitals and government departments would lead one to believe that ransomware attacks are solely…
Read MoreGet the Coverage You Need to Protect Your Home Based Business
Entrepreneurs often run their businesses from home. As they do work remote, they often rely on their homeowners insurance coverage to protect their home based businesses. While homeowner’s insurance protects your home, it may not insure parts of your business. As a result you may need additional business insurance. Your homeowners insurance may not include protection…
Read MoreLiabilities of Letting Employees Work From Home
Allowing employees to work from home has notable perks for small business owners, like you. These include promoting a satisfied workforce and cutting down on office space expenses. However, among all of the telecommuting fanfare, there are still potential liabilities to consider. This is especially true when you have home-based business employees. Questions you should begin asking yourself include:…
Read MoreWhat is an employer to do in order to protect against litigation?
As workers are encouraged to return to the office, employers are walking a tightrope fraught with liability and risk. In fact, big insurers like Chubb, AIG and Travelers are bracing for an onslaught of claims related to employment and labor lawsuits as workers head back to the office. As employers continue to grapple with the…
Read MoreOSHA Training Institute: Course Listings and Descriptions
#2040Machinery and Machine Guarding Standards Description: This course introduces the student to machinery processes and the related safety standards. The course focuses on the hazards associated with various primary types of machinery and the control of hazardous energy sources (lockout/ tagout). This is a Blended Learning Course. Students must complete a web-based training portion of…
Read MoreTeen Drivers: Get the Facts
Motor vehicle crashes are the second leading cause of death for U.S. teens.1 Teen motor vehicle crashes are preventable, and proven strategies can improve the safety of young drivers on the road. How big is the problem? In 2018, almost 2,500 teens in the United States aged 13–19 were killed, and about 285,000 were treated…
Read MoreTeenagers & Safe Cars
Overview Motor vehicle crashes are the second leading cause of death among teens, according to the U.S. Centers for Disease Control. Immaturity and lack of driving experience are the two main factors leading to the high crash rate among young people ages 15-19. Teens’ lack of experience affects their recognition of and response to hazardous situations and…
Read MoreSafety Tips for Teen Drivers
Reduce the risks that come with inexperience and immaturity While getting a drivers license is an exciting rite-of-passage for teens, it can make a parent frantic—with good reason. The first years that teenagers spend driving are very risky. Motor vehicle crashes are the leading cause of death among 15- to 20-year-olds and research shows that…
Read MoreCOVID-19 cyberthreats
Cyberthreats are constantly evolving in order to take advantage of online behavior and trends. The COVID-19 outbreak is no exception. Cybercriminals are attacking the computer networks and systems of individuals, businesses and even global organizations at a time when cyber defenses might be lowered due to the shift of focus to the health crisis. Types…
Read MoreHow ready is your food business for a cybercrime attack?
According to the MARSH 2020 Global Cyber Risk Perception Survey Retail/Wholesale, Food, and Beverage Industry Report, cyber risks are a top concern for retail, wholesale, food and beverage companies. In fact, the past two years have seen a significant increase in the number of retail, wholesale, food, and beverage (RWFB) organizations that consider cyber risks…
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