Auto
Teen Drivers: Get the Facts
Motor vehicle crashes are the second leading cause of death for U.S. teens.1 Teen motor vehicle crashes are preventable, and proven strategies can improve the safety of young drivers on the road. How big is the problem? In 2018, almost 2,500 teens in the United States aged 13–19 were killed, and about 285,000 were treated…
Read MoreTeenagers & Safe Cars
Overview Motor vehicle crashes are the second leading cause of death among teens, according to the U.S. Centers for Disease Control. Immaturity and lack of driving experience are the two main factors leading to the high crash rate among young people ages 15-19. Teens’ lack of experience affects their recognition of and response to hazardous situations and…
Read MoreSafety Tips for Teen Drivers
Reduce the risks that come with inexperience and immaturity While getting a drivers license is an exciting rite-of-passage for teens, it can make a parent frantic—with good reason. The first years that teenagers spend driving are very risky. Motor vehicle crashes are the leading cause of death among 15- to 20-year-olds and research shows that…
Read MoreWhat Is GAP Insurance & Why Do You Need It?
Whether you purchase or lease your car, you need to understand what GAP insurance is all about and how it can benefit you when you need it the most. GAP stands for “Guaranteed Auto Protection.” It’s a must when you’re leasing your car, however, if you buy a car and only make a small down payment,…
Read MoreMy Dealer Offered Me Guaranteed Auto Protection (GAP) Insurance. What Is It?
Guaranteed Auto Protection (GAP) plans may be offered to you when you buy a new car. GAP protection covers the difference between what your insurance pays if your vehicle is totaled and the damage to your vehicle exceeds the actual cash value (ACV), and the amount you still owe the lender at that point. If…
Read MoreInsuring A Leased Car
If you lease a car, you’ll still need to purchase your own state-mandated basic auto insurance—and you’ll very likely need additional coverages: Your leasing company will require collision and comprehensive auto coverage The bank, leasing company or other entity that is financing your leased car has a monetary stake in the vehicle. They’ll want to make…
Read MoreChild Passenger Safety
Reduce Their Risk In the United States, motor vehicle crashes are a leading cause of death among children. In 2017, 675 children 12 years old and younger died in motor vehicle crashes, and nearly 116,000 were injured. Of the children 12 years old and younger who died in a crash in 2017 (for which restraint…
Read MoreIN: Air Bag Safety: Children & Air Bags Don’t Mix
Dear Valued Customer, In this issue of “————–” we focus on air bag safety. According to the NHTSA, air bags reduce deaths in frontal crashes among drivers by about 30 percent and among passengers by 27 percent. Air bags, however, can be dangerous to smaller individuals, pregnant women and the elderly. Read on and find…
Read MoreVideo: Car Breakdown Safety
Breaking down on a busy road can be dangerous and every year people are hurt or even killed while repairing their cars or waiting for assistance. Follow these simple guidelines to prevent such roadside risks. View Video. Spokespersons: Lon Anderson, American Automobile Association; Sgt. Greg Vanleer, Virginia State Police. Source: Insurance Information Institute, “Car Breakdown…
Read MoreCar Breakdown Safety
If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute…
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