Disaster
Does homeowners insurance cover wildfire damage?
Homeowners insurance typically protects your property from fire damage, but you may have a difficult time getting coverage if your home is in a fire-prone area. A standard homeowners insurance policy includes coverage for your home and personal property from fire and smoke damage. But as wildfires become bigger and more common in residential areas of California and…
Read MoreCalifornia protects homeowners from having fire insurance dropped — again
As this year’s historic wildfire season winds down, Californians living in fire-prone territory got temporary relief from another threat: they can’t lose their homeowners’ insurance policies for another year. Premiums and nonrenewal rates have skyrocketed in California’s fire-prone regions since 2015 as companies are loath to pay for damages wreaked by the state’s increasingly devastating…
Read MoreMany Californians Being Left Without Homeowners Insurance Due to Wildfire Risk
Acquiring home insurance has long been a mundane but necessary chore. In California, for hundreds of thousands of residents, it’s turned into a labyrinthine quest that leaves people with expensive, bare-bones coverage. That’s because an increasing amount of Californians have been dropped by their regular insurers after years of devastating wildfires that cost billions of…
Read MoreIN: Many Californians Being Left Without Homeowners Insurance
Dear Valued Customer, Many Californians are being left without homeowners insurance due to wildfire risk. While Homeowners insurance typically protects your property from fire damage, you may have a difficult time getting coverage if your home is in a fire-prone area. This issue of “———” points out that as wildfires become bigger and more common…
Read MoreIN: Wildfires: Make Sure You’re Prepared for a Fire
Dear Valued Customer, Planning what to do before a disaster strikes provides the best protection for you and your family. This issue of “—————–” answers what you can do in response to a wildfire. It also helps you make a plan and keep safe during a fire. Read on to create a family communication plan…
Read MoreMake sure you’re prepared for a fire with adequate coverage
Insuring yourself against wildfires If the area in which you live is at risk for wildfires, make sure to take appropriate measures to protect your home against these catastrophically destructive events. However, as it’s not always possible to avoid the devastation of a wildfire, it’s important to protect yourself financially by having adequate insurance for: The structure…
Read MoreIN: What To Do If A Fire Hit Your Home
Dear Valued Customer, In this issue of the “————–” we focus on the subject of fire in a home, what to do before, during and after one; and how to prevent a fire. Every day Americans experience the horror of fire but most people don’t understand how dangerous it can be. Fire is fast, so…
Read MoreLearn About Fires
Every day Americans experience the horror of fire but most people don’t understand fire. Fire is FAST! There is little time! In less than 30 seconds a small flame can get completely out of control and turn into a major fire. It only takes minutes for thick black smoke to fill a house or for…
Read MoreBefore, During & After
Create and Practice a Fire Escape Plan In the event of a fire, remember that every second counts, so you and your family must always be prepared. Escape plans help you get out of your home quickly. Twice each year, practice your home fire escape plan. Some tips to consider when preparing this plan include:…
Read MorePrevent Home Fires
Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors, and heating appliances left too close to furniture or other combustibles. These fires can be particularly dangerous because…
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