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How Much Homeowners Insurance Do I Need?
Use these guidelines to protect your home and your assets with adequate insurance coverage If disaster strikes, you’ll want enough homeowners insurance to rebuild the structure of your home, to help replace your belongings, to defray costs if you’re unable to live in your home and to protect your financial assets in the event of…
Read MoreMake A Plan
Make a plan today. Your family may not be together if a disaster strikes, so it is important to know which types of disasters could affect your area. Know how you’ll contact one another and reconnect if separated. Establish a family meeting place that’s familiar and easy to find. Step 1: Put a plan together by discussing the questions below with your…
Read MoreWhat to Do When a Wildfire Approaches
First and foremost, make sure you and your family stay safe. Everything else can be replaced. If requested by the authorities, immediately follow all evacuation orders, and know that if anything happens, Chubb will do what’s right for you—whether that’s finding you a place to stay during repairs or finding you a similar home in…
Read MoreWildfires
Wildfires can ruin homes and cause injuries or death to people and animals. A wildfire is an unplanned fire that burns in a natural area such as a forest, grassland, or prairie. Wildfires can: Often be caused by humans or lightning. Cause flooding or disrupt transportation, gas, power, and communications. Happen anywhere, anytime. Risk increases…
Read MoreIN: How To Prepare For Brush Fire Season
Dear Valued Customer, In this issue of “————-” we focus on preparing for Brush Fire Season. Brush fires cause billion dollars in damage and destroy thousands of homes every year. The good news is that there are precautionary measures you can take to keep your family and home safe. Please read on to make sure…
Read MoreIn Case Of An Earthquake
Protecting yourself and your family Be sure that all family members know how to turn off utilities (gas, water and electricity) in an emergency. Make sure every family member knows where safe spots are in each room, such as under sturdy tables or desks or in strong doorways. Identify danger zones in each room, such…
Read MoreEarthquakes: Protecting Yourself
Earthquakes An earthquake is a sudden, rapid shaking of the ground caused by the shifting of rocks deep underneath the earth’s surface. Earthquakes can happen without warning and can result in injuries and damage to property and roads. Earthquakes can cause fires, tsunamis, landslides or avalanches. While they can happen anywhere, areas at higher risk…
Read MoreEarthquake Insurance: Is it worth getting?
Standard homeowners, renters and business insurance policies do not cover damage from earthquakes. Coverage is available either in the form of an endorsement or as a separate policy. Earthquake insurance provides protection from the shaking and cracking that can destroy buildings and personal possessions. Coverage for other kinds of damage that may result from earthquakes,…
Read MoreIN: Earthquakes: Standard Insurance Policies Do Not Cover You
Dear Valued Customer, While earthquakes are most commonly associated with California, they have occurred in 39 states over the last 100 years, and have inflicted damage in all 50 states. In fact, each year there are about 5,000 earthquakes. This issue of “————–” is focused upon understanding the risks and issues associated with insuring for…
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