Personal
Renters Insurance
If you rent a house or apartment and think that your landlord is financially responsible when there is a fire, theft or other catastrophe—think again. Your landlord may have insurance to protect the building you are living in. But your landlord’s policy won’t replace your personal possessions or pay for your living expenses while the…
Read MorePeer-to-peer home rental
Understand the implications of renting your home to strangers. Before you consider renting out your home, your guest room—or even your couch—first contact your insurance professional so you fully understand the financial risks and can take the proper precautions. Here’s some general information to jumpstart your insurance conversation. If you are considering renting out your…
Read MoreIN: Why Do I Need Insurance If I Rent My Home?
Dear Valued Customer, In this issue of “———————“ we focus on Renters Insurance. Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment. Not only that, because renters insurance covers only the value of your belongings, not the physical building, the premium is relatively inexpensive.…
Read MoreYour Renters Insurance Guide
What to look for when shopping for renters insurance If you rent a house or apartment and experience a fire or other disaster, your landlord’s insurance will only cover the costs of repairing the building. To financially protect yourself you will need to buy renters or tenants insurance. Renters insurance protections Like homeowners insurance, renters insurance…
Read MoreIN: What To Do If A Fire Hit Your Home
Dear Valued Customer, In this issue of the “————–” we focus on the subject of fire in a home, what to do before, during and after one; and how to prevent a fire. Every day Americans experience the horror of fire but most people don’t understand how dangerous it can be. Fire is fast, so…
Read MoreLearn About Fires
Every day Americans experience the horror of fire but most people don’t understand fire. Fire is FAST! There is little time! In less than 30 seconds a small flame can get completely out of control and turn into a major fire. It only takes minutes for thick black smoke to fill a house or for…
Read MoreBefore, During & After
Create and Practice a Fire Escape Plan In the event of a fire, remember that every second counts, so you and your family must always be prepared. Escape plans help you get out of your home quickly. Twice each year, practice your home fire escape plan. Some tips to consider when preparing this plan include:…
Read MorePrevent Home Fires
Most home fires occur in the kitchen while cooking and are the leading cause of injuries from fire. Common causes of fires at night are carelessly discarded cigarettes, sparks from fireplaces without spark screens or glass doors, and heating appliances left too close to furniture or other combustibles. These fires can be particularly dangerous because…
Read MoreChild Passenger Safety
Reduce Their Risk In the United States, motor vehicle crashes are a leading cause of death among children. In 2017, 675 children 12 years old and younger died in motor vehicle crashes, and nearly 116,000 were injured. Of the children 12 years old and younger who died in a crash in 2017 (for which restraint…
Read MoreWhat Is Covered By Standard Homeowners Insurance?
Understanding the four essential protections provided by your homeowners policy Homeowners coverage provides financial protection against loss due to disasters, theft and accidents. Most standard policies include four essential types of coverage: Coverage for the structure of your home; Coverage for your personal belongings; Liability protection; Coverage for Additional Living Expenses Coverage for the structure…
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