Personal
In Case Of An Earthquake
Protecting yourself and your family Be sure that all family members know how to turn off utilities (gas, water and electricity) in an emergency. Make sure every family member knows where safe spots are in each room, such as under sturdy tables or desks or in strong doorways. Identify danger zones in each room, such…
Read MoreEarthquakes: Protecting Yourself
Earthquakes An earthquake is a sudden, rapid shaking of the ground caused by the shifting of rocks deep underneath the earth’s surface. Earthquakes can happen without warning and can result in injuries and damage to property and roads. Earthquakes can cause fires, tsunamis, landslides or avalanches. While they can happen anywhere, areas at higher risk…
Read MoreEarthquake Insurance: Is it worth getting?
Standard homeowners, renters and business insurance policies do not cover damage from earthquakes. Coverage is available either in the form of an endorsement or as a separate policy. Earthquake insurance provides protection from the shaking and cracking that can destroy buildings and personal possessions. Coverage for other kinds of damage that may result from earthquakes,…
Read MoreIN: Earthquakes: Standard Insurance Policies Do Not Cover You
Dear Valued Customer, While earthquakes are most commonly associated with California, they have occurred in 39 states over the last 100 years, and have inflicted damage in all 50 states. In fact, each year there are about 5,000 earthquakes. This issue of “————–” is focused upon understanding the risks and issues associated with insuring for…
Read MoreIN: Air Bag Safety: Children & Air Bags Don’t Mix
Dear Valued Customer, In this issue of “————–” we focus on air bag safety. According to the NHTSA, air bags reduce deaths in frontal crashes among drivers by about 30 percent and among passengers by 27 percent. Air bags, however, can be dangerous to smaller individuals, pregnant women and the elderly. Read on and find…
Read MoreVideo: Car Breakdown Safety
Breaking down on a busy road can be dangerous and every year people are hurt or even killed while repairing their cars or waiting for assistance. Follow these simple guidelines to prevent such roadside risks. View Video. Spokespersons: Lon Anderson, American Automobile Association; Sgt. Greg Vanleer, Virginia State Police. Source: Insurance Information Institute, “Car Breakdown…
Read MoreCar Breakdown Safety
If you are in an accident or your car breaks down, safety should be your first concern. Getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender is probably one of the worst things you can do. The Insurance Information Institute…
Read MoreIN: What To Do If Your Car Breaks Down
Dear Valued Customer, In this issue of “———————–” we focus on what to do if your car breaks down. According to The Insurance Information Institute, getting out of the car at a busy intersection or on a highway to change a tire or check damage from a fender bender, is probably one of the worst…
Read MoreReducing Risks to Your Business Vehicles
MANAGING RISK Whether you own or lease a single business car or an entire fleet of commercial vehicles, you’ll need to purchase commercial auto insurance. Your insurance professional can help you weigh your risks and evaluate coverage options. But even with insurance in place, you’ll want to take steps to prevent accidents and protect your…
Read MoreWhat to do at the scene of an accident
In the aftermath of a crash, know the right actions to take No one wants to get into a car crash. But being prepared and knowing what to do if you are involved in an accident can save lives, reduce injuries and make the claims process simpler and easier. So you’ll be prepared at the…
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