What Is Blanket Additional Insured Endorsement?

A blanket additional insured endorsement is an insurance policy endorsement that automatically provides coverage to any party to which the named insured is contractually required to provide coverage. A blanket additional insured endorsement is most commonly found in liability insurance policies, though it is typically not a feature of the policy language. KEY TAKEAWAYS A blanket additional…

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Pitfalls of Additional Insured Endorsements

Looks can be deceiving when it comes to additional insured endorsements. They may not be as broad they seem. Many contain exclusions or limitations that aren’t apparent until a loss occurs. Here are some pitfalls to watch out for if your business is covered, or is covering another party, under a liability policy as an additional insured. Ongoing Operations One…

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IN: What are Additional Insured Endorsements in Construction?

Dear Valued Customer, This month “—————” reports on “Contractors additionally insured endorsements.” Additional insured means anyone beyond the policyholder who is covered by the policy. This coverage could be provided for a single event, or for the lifetime of the policy. An additionally insured endorsement can be provided to an individual or a group with…

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Additional Insured Endorsements in Construction

To get on a job, contractors often have to show proof of insurance and name the individuals hiring them as additional insureds on the contractors’ commercial general liability (CGL) policies. By doing this, the individuals hiring the contractors hope that the additional insured endorsement will defend them in case they get sued for something relating…

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