Work Comp Claims Mgt
IN: How To Lower Your Experience Modifier Rate
Dear Valued Customer, Lowering your Experience Modification Rate (X-Mod) is a long process, but a worthwhile one when you take into account the thousands of dollars you could save for your company, not to mention the improvements in workplace safety that will inevitably accompany those savings. The best way to lower your X-Mod is to…Read More
What Is Workers’ Compensation Insurance?
Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to…Read More
Steps To Reduce Workplace Injuries
Injuries to employees can be devastating for businesses, especially small businesses with fewer employees available to take on new roles when an injured worker is on leave. While workers compensation insurance will help pay medical costs and replace an injured employee’s lost income, your business will have to absorb costs associated with reduced productivity, overtime,…Read More
4 Ways to Lower Your Experience Modification Rate and Why it Matters
Losses are just one factor in your overall workers’ compensation costs. The other is premium. Many calculations are involved in setting the premium; it comes down to how much of a risk the carrier thinks it is taking by insuring your company. One of the biggest components of the premium calculation is the experience modification…Read More
IN: Unable To Work Due To On The Job Injuries?
Dear Valued Customer, In this issue of “—————–” we explain how Workers’ Comp insurance serves two purposes: It ensures injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits made by workers injured while they…Read More
Falls In Construction
More than 800 construction workers die every year while on the job. Falls are the number one cause of fatalities in construction. Falls cause one of every three construction worker deaths. These falls happen in a split second while workers are on roofs, scaffolds, ladders, bridges, and other work surfaces. But these deaths can be…Read More
IN: OSHA: Falls In Construction
Dear Valued Customer, In this issue of “——————————–” we focus on falls in construction. Did you know that more than 800 construction workers die every year while on the job. In fact, falls are the number one cause of fatalities in construction. Falls cause one of every three construction worker deaths. These falls happen in…Read More
How To Protect Workers From Falls
There are a number of ways employers can protect workers from falls, including through the use of conventional means such as guardrail systems, safety net systems and personal fall protection systems, the adoption of safe work practices, and the provision of appropriate training. The use of warning lines, designated areas, control zones and similar systems…Read More
Construction Hazards Prevention Videos
Every year in the U.S. more than 800 construction workers die and nearly 137,000 are seriously injured while on the job. Construction workers engage in many activities that may expose them to serious hazards, such as falling from rooftops, unguarded machinery, being struck by heavy construction equipment, electrocutions, silica dust, and asbestos. The videos below…Read More
What is an Injury & Illness Prevention Program?
Your Injury and Illness Prevention Program must be a written plan that includes procedures and is put into practice. These elements are required: Management commitment/assignment of responsibilities; Safety communications system with employees; System for assuring employee compliance with safe work practices; Scheduled inspections/evaluation system; Accident investigation; Procedures for correcting unsafe/ unhealthy conditions; Safety and health…Read More