Protect Your Ride

There are numerous antitheft systems and devices designed to make vehicles more difficult to steal or easier to trace and recover. Here are how some of them work:

  • Audible and Visible Devices: These devices, such as a horn alarm, deter theft by bringing attention to an unauthorized attempt to steal or enter a vehicle. Visible devices create a visual threat/warning/deterrence, such as the use of steering-wheel locks, as well as theft-deterrent decals, flashing lights, and window etching.
  • Immobilizing-Type Devices: These prevent thieves from bypassing a vehicle’s ignition system and hot-wiring the vehicle. Some incorporate computer chips in ignition keys or disable the flow of electricity or fuel to the engine.
  • Vehicle Recovery Systems: These devices use electronic transmission technology that help law enforcement reveal the location of stolen vehicles—and possibly catch the thief in the act.

Where’s My Ride?

If you are a victim of vehicle theft, follow these steps:

  • Contact police immediately to file a stolen-vehicle report. You will need a copy of the police report and/or a case number to provide to your insurance company. You may also be asked to provide the following information:
    • License plate number;
    • Make, model, and color of your vehicle; and
    • Vehicle Identification Number (VIN) and any identifying characteristics.
  • Contact your insurance company to file a claim within 24 hours of your vehicle being stolen.
  • If you find your vehicle before authorities do, contact the police and your insurance company immediately.

Source: United States Department of Transportation, “Protect Your Ride” http://www.nhtsa.gov website. Accessed February 12, 2020. https://www.nhtsa.gov/road-safety/vehicle-theft-prevention#37641

© Copyright 2020. All rights reserved. This content is strictly for informational purposes and although experts have prepared it, the reader should not substitute this information for professional insurance advice. If you have any questions, please consult your insurance professional before acting on any information presented. Read more.