Posts by Insurance News Editor
How Can a Compliance Assistance Specialist (CAS) Help Me?
How can a CAS help me? Compliance Assistance Specialists in OSHA’s Regional and Area Offices around the country provide outreach to a variety of groups free of charge. These groups include small businesses and other employers, trade and professional associations, union locals, and community and faith-based groups. Compliance Assistance Specialists can provide general information about…
Read MoreWhat Happens During an On-Site Consultation Visit?
Because consultation is a voluntary activity, you must request it. To make a request, locate your state’s Consultation Program’s contact information using our OSHA’s Consultation Directory. The consultant will discuss your specific needs with you and set up a visit date based on the priority assigned to your request, your work schedule, and the time…
Read MoreDoes homeowners insurance cover wildfire damage?
Homeowners insurance typically protects your property from fire damage, but you may have a difficult time getting coverage if your home is in a fire-prone area. A standard homeowners insurance policy includes coverage for your home and personal property from fire and smoke damage. But as wildfires become bigger and more common in residential areas of California and…
Read MoreCalifornia protects homeowners from having fire insurance dropped — again
As this year’s historic wildfire season winds down, Californians living in fire-prone territory got temporary relief from another threat: they can’t lose their homeowners’ insurance policies for another year. Premiums and nonrenewal rates have skyrocketed in California’s fire-prone regions since 2015 as companies are loath to pay for damages wreaked by the state’s increasingly devastating…
Read MoreMany Californians Being Left Without Homeowners Insurance Due to Wildfire Risk
Acquiring home insurance has long been a mundane but necessary chore. In California, for hundreds of thousands of residents, it’s turned into a labyrinthine quest that leaves people with expensive, bare-bones coverage. That’s because an increasing amount of Californians have been dropped by their regular insurers after years of devastating wildfires that cost billions of…
Read MoreIN: Many Californians Being Left Without Homeowners Insurance
Dear Valued Customer, Many Californians are being left without homeowners insurance due to wildfire risk. While Homeowners insurance typically protects your property from fire damage, you may have a difficult time getting coverage if your home is in a fire-prone area. This issue of “———” points out that as wildfires become bigger and more common…
Read MoreSpotlight on Flood insurance
Overview Flooding is the most common and costly natural disaster in the United States, causing billions in economic losses each year. According to the National Flood Insurance Program (NFIP), 90 percent of all natural disasters in the United States involve flooding. There is no coverage for flooding in standard homeowners or renters policies or in…
Read MoreBefore, During & After A Flood
Flooding is a temporary overflow of water onto land that is normally dry. Floods are the most common natural disaster in the United States. Failing to evacuate flooded areas or entering flood waters can lead to injury or death. Floods may: Result from rain, snow, coastal storms, storm surges and overflows of dams and other water…
Read MoreWho’s required to have flood insurance?
Whether you live inside or outside of the high-risk flood area, if you own property you should consider purchasing flood insurance for the protection and peace of mind it brings. However, many property owners, particularly those in high-risk flood areas, may be required to have flood insurance. Do you have a mortgage? Homes and businesses in high-risk flood areas with…
Read MoreIN: Your Homeowners Insurance Does Not Cover A Flood
Dear Valued Customer, Whether you live inside or outside of the high-risk flood area, if you own property you should consider purchasing flood insurance for the protection and peace of mind it brings. However, many property owners, particularly those in high-risk flood areas, may be required to have flood insurance. In this issue of “———————–“ we focus on Flood…
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