Commercial
Social Host Liability
Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you’re hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you’re planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance. Social…
Read MoreIN: General Liability Insurance – What Does It Cover?
Dear Valued Customer, This issue of “Waimea Insurance News” is focused on General Liability Insurance. When it comes to protecting your business from most liability exposures, general liability insurance provides the vital protection you need. While it doesn’t cover automobiles or professional liability, it’s a standard insurance policy issued to business organizations to protect you…
Read MoreWhat Is General Liability Insurance?
“What is general liability insurance?” This is a question many business owners ask. And they don’t just want to know what it is, they want to know if they need it. The truth is, liability insurance is an essential part of an insurance plan. General liability insurance (GLI) can help cover claims that your business caused bodily…
Read MoreWhat You Need to Know About Commercial General Liability Insurance
Many small business owners have no idea what type of commercial insurance they really need. After all, nobody wants to spend money unnecessarily. For most, all that is required is general liability coverage. What is Commercial General Liability Insurance? Your CGL policy protects your business from financial loss in the case of property damage, bodily…
Read MoreCommercial General Liability Insurance
A Commercial General Liability (CGL) policy protects your business from financial loss should you be liable for property damage or personal and advertising injury caused by your services, business operations or your employees. It covers non-professional negligent acts. Understanding this coverage is an important first step in managing CGL risks. Here are just a few examples of…
Read MoreFalls In Construction
More than 800 construction workers die every year while on the job. Falls are the number one cause of fatalities in construction. Falls cause one of every three construction worker deaths. These falls happen in a split second while workers are on roofs, scaffolds, ladders, bridges, and other work surfaces. But these deaths can be…
Read MoreIN: OSHA: Most Frequently Violated Cited Standards
Dear Valued Customer, In this issue of the “——————“ we present OSHA’s most frequently violated cited standards and its recordkeeping and reporting requirements. OSHA is responsible for the health and safety of 130 million workers, employed at more than 8 million worksites around the nation. OSHA provides safety information and tools which can make your…
Read MoreTop 10 Most Frequently Cited Standards
For Fiscal Year 2018 (Oct. 1, 2017, to Sept. 30, 2018) The following is a list of the top 10 most frequently cited standards following inspections of worksites by federal OSHA. OSHA publishes this list to alert employers about these commonly cited standards so they can take steps to find and fix recognized hazards addressed…
Read MoreOSHA Injury and Illness Recordkeeping and Reporting Requirements
OSHA published a Final Rule to amend its recordkeeping regulation to remove the requirement to electronically submit to OSHA information from the OSHA Form 300 (Log of Work-Related Injuries and Illnesses) and OSHA Form 301 (Injury and Illness Incident Report) for establishments with 250 or more employees that are required to routinely keep injury and illness…
Read MoreAbout OSHA: Commonly Used Statistics
Federal OSHA coverage Federal OSHA is a small agency; with our state partners we have approximately 2,100 inspectors responsible for the health and safety of 130 million workers, employed at more than 8 million worksites around the nation — which translates to about one compliance officer for every 59,000 workers. Federal OSHA has 10 regional…
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