Commercial
IN: Unable To Work Due To On The Job Injuries?
Dear Valued Customer, In this issue of “—————–” we explain how Workers’ Comp insurance serves two purposes: It ensures injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits made by workers injured while they…
Read MoreIN: Email: Avoid Awkward, Even Libelous Situations
Dear Valued Customer, The costs incurred through the American civil liability (tort) system are hundreds of billions of dollars a year including direct and out of court settlement costs. As email has become the primary way in which businesses communicate, this issue of “—————” is focused on making sure you and your employees create and…
Read MoreThe CAN-SPAM Act: A Compliance Guide For Business
Do you use email in your business? The CAN-SPAM Act, a law that sets the rules for commercial email, establishes requirements for commercial messages, gives recipients the right to have you stop emailing them, and spells out tough penalties for violations. Despite its name, the CAN-SPAM Act doesn’t apply just to bulk email. It covers…
Read MoreTop 10 Email Etiquette Tips
If you’re writing an email or responding to one, either personally or on behalf of your company, whether to an individual or to a larger group, it is vital that you observe certain email etiquette in order that your email is appropriate in every way, and you avoid awkward, even potentially libelous situations. To ensure…
Read MoreDirectors and Officers insurance
While business insurance policies by definition provide coverage for the business itself, individual company officers may still be personally exposed to financial losses resulting from a lawsuit. To protect your company’s leadership, you may want to consider purchasing directors and officers (D&O) liability insurance. What D&O covers Directors and officers is a type of liability…
Read MoreProtecting against #cyberfail: Small business and cyber insurance
While cyberattacks and data breaches at Fortune 500 companies tend to dominate the headlines, America’s more than 28 million small businesses and their 56 million employees are increasingly vulnerable. Their exposure is much the same as that of larger companies, experts say, but many may overlook or underestimate the threat and may not fully understand…
Read MoreCyberattacks can occur in many ways
Cyberattacks can occur in many ways, including: Accessing your personal computers, mobile phones, gaming systems and other internet and Bluetooth connected devices. Damaging your financial security, including identity theft. Blocking your access or deleting your personal information and accounts. Targeting children and adults. Complicating your employment, business services, transportation and power grid. Protect Yourself Against…
Read MoreSpecial Coverage for Jewelry and Other Valuables
Jewelry losses are among the most frequent of all homeowners content-related insurance claims. Taking these four steps will ensure adequate protection for your new ring: 1. Contact your insurance professional immediately. Find out whether you will need additional insurance. Most standard homeowners and renters insurance policies include coverage for personal items such as jewelry; however,…
Read MoreHoliday Parties & Liquor Liability
Did you know that many states hold you or your company liable for accidents and injuries caused by party attendees having too much to drink. Not only that, in many cases, you or your company may have insufficient insurance – or no coverage at all – under your existing liability insurance policies. What to do?…
Read MoreIN: Preparing For a Safe & Healthy Holiday Season
Dear Valued Customer, In this issue of “——————” we focus on how to ensure everyone has a safe and healthy holiday season. Sorry to be a party pooper, but did you know you or your company can be held liable for accidents and injuries caused by party attendees having too much to drink? Read on…
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