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IN: Your Homeowners Insurance Does Not Cover A Flood
Dear Valued Customer, Whether you live inside or outside of the high-risk flood area, if you own property you should consider purchasing flood insurance for the protection and peace of mind it brings. However, many property owners, particularly those in high-risk flood areas, may be required to have flood insurance. In this issue of “———————–“ we focus on Flood…
Read MoreIN: How To Create A Home Inventory
Dear Valued Customer, In the event you lose your possessions it’s unlikely that you would be able to recall each item you’ve accumulated over the years. So, we have dedicated this issue of “—————-” to taking a home inventory. Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses…
Read MoreHow To Create A Home Inventory
In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you get your insurance claim settled faster, verify losses for your income tax return and help you purchase the correct amount of insurance. Here’s how to create one. Start your…
Read MoreTaking Home Inventory
You never know when a disaster may strike—but you can be prepared with a home inventory. Having an up-to-date home inventory will help you: Purchase enough insurance to replace the things you own. Get your insurance claims settled faster. Substantiate losses for your income tax return. GETTING STARTED There are many ways to create a…
Read MoreSpecial Coverage for Jewelry and other Valuables
To adequately insure high value items, consider a floater A standard homeowners policy includes coverage for jewelry and other precious items such as watches and furs. These items are covered for losses caused by all the perils included in your policy such as fire, windstorm, theft and vandalism. However, there are special limits of liability…
Read MoreFive Tips To Help Protect Your Jewelry
The first thing you should think about after buying a piece of jewelry is to make sure it’s insured against loss, damage, or theft. Here are five tips to help you protect your investment: Check with your insurance agency to find out whether expensive jewelry is covered under your existing policy — they may only…
Read MoreWinter Storm Safety
Learn how to stay safe during a blizzard and how to prevent or thaw frozen pipes Each year, hundreds of Americans are injured or killed by exposure to cold, vehicle accidents on wintry roads, and fires caused by the improper use of heaters. Learn what to do to keep your loved ones safe during blizzards…
Read MorePreventing & Thawing Frozen Pipes
Learn how to prevent water pipes from freezing, and how to thaw them if they do freeze. Being prepared and informed may help you to avoid the messy and often expensive issue of frozen pipes. The American Red Cross provides information and suggestions around how to prevent water pipes in the home from freezing, and…
Read MoreSnowstorms & Extreme Cold
Snowstorms & Extreme Cold Winter storms create a higher risk of car accidents, hypothermia, frostbite, carbon monoxide poisoning, and heart attacks from overexertion. Winter storms including blizzards can bring extreme cold, freezing rain, snow, ice and high winds. A winter storm can: Last a few hours or several days. Cut off heat, power and communication…
Read MoreIN: How Can I Save Money On My Home Insurance?
Dear Valued Customer, In this issue of the “———————“ we focus on how you can save money on your home insurance. There are smart ways to save on home and auto insurance; however, there are also mistakes that can result in being dangerously underinsured. Mistakes like: 1. Insuring a home for its real estate value…
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