Workers’ Comp
On-Site Consultation Program
OSHA’s On-Site Consultation Program offers no-cost and confidential occupational safety and health services to small- and medium-sized businesses in all 50 states, the District of Columbia, and several U.S. territories, with priority given to high-hazard worksites. On-Site Consultation services are separate from enforcement and do not result in penalties or citations. Consultants from state agencies or…
Read MoreIN: No-Cost OSHA Resources Available To Your Business
Dear Valued Customer, We’re always interested in ways to make your environment a better place, and the great news is that OSHA is prepared to help with trained people, safety information and tools. OSHA’s services include an On-Site Consultation Program providing a no-cost and confidential occupational safety and health services to small- and medium-sized U.S.…
Read MoreHow Can a Compliance Assistance Specialist (CAS) Help Me?
How can a CAS help me? Compliance Assistance Specialists in OSHA’s Regional and Area Offices around the country provide outreach to a variety of groups free of charge. These groups include small businesses and other employers, trade and professional associations, union locals, and community and faith-based groups. Compliance Assistance Specialists can provide general information about…
Read MoreWhat Happens During an On-Site Consultation Visit?
Because consultation is a voluntary activity, you must request it. To make a request, locate your state’s Consultation Program’s contact information using our OSHA’s Consultation Directory. The consultant will discuss your specific needs with you and set up a visit date based on the priority assigned to your request, your work schedule, and the time…
Read MoreIN: How To Lower Your Experience Modifier Rate
Dear Valued Customer, Lowering your Experience Modification Rate (X-Mod) is a long process, but a worthwhile one when you take into account the thousands of dollars you could save for your company, not to mention the improvements in workplace safety that will inevitably accompany those savings. The best way to lower your X-Mod is to…
Read MoreWhat Is Workers’ Compensation Insurance?
Employers are legally obligated to take reasonable care to assure that their workplaces are safe. Nevertheless, accidents happen. When they do, workers compensation insurance provides coverage. Workers compensation insurance serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to…
Read MoreSteps To Reduce Workplace Injuries
Injuries to employees can be devastating for businesses, especially small businesses with fewer employees available to take on new roles when an injured worker is on leave. While workers compensation insurance will help pay medical costs and replace an injured employee’s lost income, your business will have to absorb costs associated with reduced productivity, overtime,…
Read More4 Ways to Lower Your Experience Modification Rate and Why it Matters
Losses are just one factor in your overall workers’ compensation costs. The other is premium. Many calculations are involved in setting the premium; it comes down to how much of a risk the carrier thinks it is taking by insuring your company. One of the biggest components of the premium calculation is the experience modification…
Read MoreIN: Unable To Work Due To On The Job Injuries?
Dear Valued Customer, In this issue of “—————–” we explain how Workers’ Comp insurance serves two purposes: It ensures injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits made by workers injured while they…
Read MoreFalls In Construction
More than 800 construction workers die every year while on the job. Falls are the number one cause of fatalities in construction. Falls cause one of every three construction worker deaths. These falls happen in a split second while workers are on roofs, scaffolds, ladders, bridges, and other work surfaces. But these deaths can be…
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