If you had a serious accident or illness could you afford the high, unexpected costs?
![lcis-shield-handicap-symbol-icon lcis-shield-handicap-symbol-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/08/lcis-shield-handicap-symbol-icon.png)
Disability income protection is insurance for your income. If you can't work due to a disabling illness or injury it provides you with monthly payments to cover your bills.
![lcis-stethescope-icon lcis-stethescope-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/08/lcis-stethescope-icon.png)
Traditional health insurance allows you to select your health care providers, such as your favorite doctor or hospital, and your insurance covers most of the tab for healthcare expenses, even for routine visits or basic general care.
![lcis-medical-coverage-icon lcis-medical-coverage-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/07/lcis-medical-coverage-icon.png)
If you need temporary medical coverage when you're between health plans, outside enrollment periods, and need some coverage in case of an emergency, look to a short term health insurance to protect you and your family.
![lcis-heart-money-icon lcis-heart-money-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/07/lcis-heart-money-icon.png)
Set aside money on a pre-tax basis to pay for qualified medical expenses in a Health Savings Account (HSA) to pay for deductibles, copayments, coinsurance, and some other expenses. It may also lower your overall health care costs.
![lcis-hand-coin-heart-icon lcis-hand-coin-heart-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/08/lcis-hand-coin-heart-icon.png)
While original Medicare pays for much of the cost for covered health care services, a Medicare Supplement Insurance (Medigap) policy can help pay some of the remaining health care costs, like Co-payments, Co-insurance and Deductibles.
![lcis-heatlh-insurance-icon lcis-heatlh-insurance-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/07/lcis-heatlh-insurance-icon.png)
Retirement is costly, especially if you need help taking care of yourself. Protect your lifestyle with insurance coverage that can pay for assisted living, nursing home care or home health care in the event you are unable to care for yourself.
![lcis-business-auto-insurance-injured-person-icon lcis-business-auto-insurance-injured-person-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/08/lcis-business-auto-insurance-injured-person-icon.png)
Accidents happen, but don't become burdened with out-of-pocket expenses and hospital bills. Offset costs that are not covered under your existing medical plan including out-of-pocket expenses like deductibles, copays, medical transportation, childcare, and more.
![lcis-suitcase-shield-icon lcis-suitcase-shield-icon](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/08/lcis-suitcase-shield-icon.png)
Trip insurance is travel protection which can help protect you and the investment you've made in your trip from unforeseen events including trip & flight cancellation, unexpected medical costs and baggage delay, loss or theft.
![lcis-logo-placeholder lcis-logo-placeholder](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/08/lcis-logo-placeholder.png)
FOLLOW US
![WI & LCIS logo WI & LCIS logo](https://i0a5a9.p3cdn1.secureserver.net/wp-content/uploads/2021/09/WI_cobrand_LCIS_logo2023.png)
Landscape Contractors Insurance Services, Inc.
A Division of World
1835 N. Fine Ave, Fresno CA 93727
Tel (800) 628-8735 Fax (559) 650-3558
CA LIC # 0755906