Posts by Insurance News Editor
Special Coverage for Jewelry and Other Valuables
Jewelry losses are among the most frequent of all homeowners content-related insurance claims. Taking these four steps will ensure adequate protection for your new ring: 1. Contact your insurance professional immediately. Find out whether you will need additional insurance. Most standard homeowners and renters insurance policies include coverage for personal items such as jewelry; however,…
Read MoreHoliday Parties & Liquor Liability
Did you know that many states hold you or your company liable for accidents and injuries caused by party attendees having too much to drink. Not only that, in many cases, you or your company may have insufficient insurance – or no coverage at all – under your existing liability insurance policies. What to do?…
Read MoreIN: Preparing For a Safe & Healthy Holiday Season
Dear Valued Customer, In this issue of “——————” we focus on how to ensure everyone has a safe and healthy holiday season. Sorry to be a party pooper, but did you know you or your company can be held liable for accidents and injuries caused by party attendees having too much to drink? Read on…
Read MoreSocial Host Liability
Be a Responsible Host When It Comes to Serving Alcohol at Parties Whether you’re hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you’re planning to serve alcohol at your home take steps to limit your liquor liability and make sure you have the proper insurance. Social…
Read MoreIN: Remote Working Increases Cyber Exposure
Dear Valued Customer, The importance of cyber insurance policies has never been quite so great. While companies need to keep conducting business and they need their employees to work, due to the weakened security infrastructure of most remote working setups and the increased activity of cyber criminals using the pandemic to their advantage, this crisis…
Read MorePick the type of business insurance you need
Business insurance protects you from the unexpected costs of running a business. Accidents, natural disasters, and lawsuits could run you out of business if you’re not protected with the right insurance. The protections you get from choosing a business structure like an LLC or a corporation typically only protect your personal property from lawsuits, and even that…
Read MoreWhat Does Liability Insurance Cover?
Many small business owners have a general liability insurance policy to help protect their companies. You may be asking yourself, “What does general liability cover?” This insurance helps protect your business from claims of: Bodily injury Property damage Advertising injury Copyright infringement Reputational harm Liability claims are common and can come up during normal business operations. They…
Read MoreDo Independent Contractors Need Liability Insurance?
As a 1099 contractor, it’s important to have the right insurance protection. You can get sued just as easily as any other small business owner, and liability claims can be very expensive. If you don’t have coverage, and a client or customer sues you, you’ll have to pay the costs out of pocket. And that…
Read MoreGeneral Liability Insurance Cost
Factors Influencing General Liability Insurance Prices Four out of 10 small business owners are likely to experience a property or general liability claim in the next 10 years, according to an analysis of The Hartford’s small business claims.** From customer injuries to reputational harm, a general liability insurance policy can help protect you and your…
Read MoreIN: General Liability Insurance – What Does It Cover?
Dear Valued Customer, This issue of “Waimea Insurance News” is focused on General Liability Insurance. When it comes to protecting your business from most liability exposures, general liability insurance provides the vital protection you need. While it doesn’t cover automobiles or professional liability, it’s a standard insurance policy issued to business organizations to protect you…
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