Posts by Insurance News Editor
Senior Years
By the time you retire, your accumulated wealth is probably at its height. The challenge now is to manage your assets so that they last as long as you do. Insurance still plays an important role at this stage of your life. AUTO Mature drivers are some of the safest on the road. They have…
Read MoreProtect Your Ride
There are numerous antitheft systems and devices designed to make vehicles more difficult to steal or easier to trace and recover. Here are how some of them work: Audible and Visible Devices: These devices, such as a horn alarm, deter theft by bringing attention to an unauthorized attempt to steal or enter a vehicle. Visible…
Read MoreReducing Motor Vehicle Theft
In 2017, more than three-quarters of a million vehicles were stolen in the United States—and nearly half of those thefts were due to driver error. Vehicle theft is a multi-billion-dollar crime, with the cost of stolen vehicles coming in at nearly $6 billion in 2017 alone. 75.4% of those vehicles were automobiles. Summers prove to…
Read MoreHow to Prevent Auto Theft and Carjacking
Minimize the chances of vehicle robbery—and personal injury Having your vehicle stolen is bad enough, but carjacking—having it taken while you’re behind the wheel—is potentially dangerous, even lethal. Foil would-be car thieves and keep yourself safe with these precautions. Having your vehicle stolen is bad enough, but carjacking—having it taken while you’re behind the wheel—is…
Read MoreIN: Protect Yourself Against Auto Theft & Carjackings
Dear Valued Customer, In this issue of “———————-” we focus on carjacking/theft prevention. According to the U.S. Department of Justice Bureau of Statistics, almost 40,000 carjackings occur annually in the United States but some think those numbers are conservative. Read on to understand how you are covered, learn the top five ways to avoid car…
Read MoreCovering Losses with Business Interruption Insurance
BUSINESS INSURANCE IN DEPTH Standard property insurance covers physical damage and losses—furniture destroyed in a fire, a storm-damaged office building or stolen equipment. This coverage can help you pay the costs of rebuilding or replacing damaged property. But what about losses resulting from your business’s inability to operate because of property damage? For this type…
Read MoreAirbags: These Devices Have Slashed The Highway Death Toll
Airbags are one of the most important safety innovations of recent decades. Airbags provide crucial cushioning for people during a crash. They’re normally hidden but inflate instantly when a crash begins. Front airbags have been required in all new passenger vehicles since the 1999 model year. Side airbags aren’t specifically mandated, but nearly all manufacturers…
Read MoreAir Bag Safety
An air bag can save your life. However, air bags and young children are a dangerous combination. The following information will help keep you and your children safe: The safest place for all infants and children younger than 13 years to ride is in the back seat. Never put an infant in the front seat…
Read MoreGuide to Unemployment and Taxes
The IRS considers unemployment compensation to be taxable income—which you must report on your federal tax return. State unemployment divisions issue an IRS Form 1099-G to each individual who receives unemployment benefits during the year. If you received unemployment benefits this year, you can expect to receive a Form 1099-G “Certain Government Payments” that lists the total…
Read MoreIs Unemployment Insurance Taxable Income?
Losing your job is one of the worst experiences you can have. Fortunately, most employees who lose their jobs are entitled to unemployment benefits. One thing that comes as a surprise to many newly unemployed people is that these benefits are generally taxable. That’s right, you have to pay income tax on your unemployment. It…
Read More